Underwriter talent is always at a premium and your team’s time is too precious to waste on low value tasks.

Advantage Platform’s Crystal software uses an innovative 3 stage model and suite of configurable core and optional capabilities to help you make deals work. With a proven track record in creating some of the most successful mortgage lending solutions in Canada, our team is ready to help you take your business to the next level.

Mortgage Lending Software

The power to commit

In an environment of increased data complexity, risk considerations and investor demands, customers expect a near-instant decision on their mortgage application.

Crystal enhances standard mortgage application data inputs to create a more robust decisioning framework, automates manual processes and gives you the power to commit.

Crystal can be combined with your existing technology stack in various implementation patterns to meet your business goals.

Crystal Mortgage Lending Software

Crystal can accept an application, fully underwrite, score, insure and commit in under

6

seconds

Features

Machine Learning Models

Machine learning models augment traditional rule-based decision models to create risk-appropriate decisions and pricing.

Flexible Codebase

Flexible and configurable codebase to meet your use case requirements.

Crystal Mortgage Lending Option

Crystal Options identifies available rework opportunities for deals that fail to qualify.

Virtual Agent

Virtual Agent performs automated intelligent decision making.

Benefits

Increae underwriter productivity

Increase Underwriter
Productivity

Improve efficiency - Focus your underwriters’ time on high-value tasks and let Crystal manage the rest.

Reduce Lending Risk

Optimize Risk
Management

Augment and Score - Crystal provides enhanced data for risking customers, properties and applications, compliant with your risk appetite.

Maximize lending revenue

Maximize Revenue
Opportunities

Increase Business Value - Crystal can automatically identify cross-sell and up-sell opportunities on every deal as well as rework options that can turn a ‘Declined’ into an ‘Approved.’

Optimize lending process

Optimize
Process Control

Standardize - Crystal ensures all deals receive consistent analysis and that processing complies with audit requirements.

Three-
Stage
Model

1

Preparation

Crystal ensures high-quality data and automates tasks enabling auto-adjudication or first-time-right to the underwriter.

2

Analysis

Machine learning models augment traditional rule-based decisions.

3

Routing + Response

Flexible and configurable models are employed to meet your use cases.

Mortgage Lending Software

Experience the
power of Crystal

Whether you want to augment an existing lending system or you’re starting from scratch, Crystal gives you the power to commit. Ready to take mortgage lending to the next level? Let us show you how.

Crystal enhances standard mortgage application data inputs to create a more robust decisioning framework, automates manual processes and helps you make deals work.

Whether you want to augment an existing lending system or you’re starting from scratch, Crystal gives you the power to commit. Ready to take mortgage lending to the next level? Let us show you how.